Is rental car insurance necessary? You're probably wondering this if you preparing for a trip of any sort. Rental car insurance is one of those "iffy" areas. You want insurance "if" anything happens, but it's so darn confusing and you don’t want to pay double "if" you're already covered.

Here's some quick information about rental car insurance to help you decide.

Should I Buy Rental Car Insurance?

This question depends on several things - what your regular insurance covers, credit card perks, and which state you live in.

Before you automatically assume you need insurance from a rental car insurance company, give your insurance agent a call. Check to see if you're covered if you damage, or a wreck a rental car. Ask if the insurance covers any administrative fees or towing charges too. Many times, if you have comprehensive coverage, rental car insurance isn't necessary. But, always check first.

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